• Nil excess for journeys of no more than 31 days
• Full refund of premium available within seven days of purchase - subject to certain conditions
• Financial collapse or default of service provider covered
• Student tuition costs and cancellation due to exam re-sits covered
• Full-time students get World-wide Budget & Student Plan at Australia Super Plan prices
• Non-residents are covered in Australia and overseas
• Automatically covers all high risk sporting activities
• Automatically covers working holidays
• No limit on number of extensions up to 12 months
• Periods of cover can be purchased, irrespective of total length of journey
• Private hospitalisation on approval

Optional Benefits

Additional Luggage & Specific Items Cover

You can increase your total luggage cover or get cover for individual items worth more than the item limits shown in the insurance wording. You will need to provide us with original receipts or valuations for these items before you can take out this cover.

You can insure each item up to $3000, with the total of items or the total increased luggage cover not exceeding $10,000.

Cost: 4% of the total value in excess of the standard plan limits.

Hire Car Excess Cover

Cover for your insurance excess following damage to or theft of a hire car.

Cost: $40 per $500 of excess with a limit of $2000 total excess covered.